Are Breast Pump Bags FSA/HSA Eligible? Your Ultimate Guide
When you're a new mom, every penny counts. Did you know you can use your Flexible Spending Account (FSA) or Health Savings Account (HSA) to make your breastfeeding journey a little easier? In this guide, we'll share some super cute breast pump bags and accessories that are eligible for FSA/HSA reimbursement.
We'll also provide step-by-step instructions on how to use your FSA/HSA card directly for purchases and what to do if a website only allows reimbursement.
Plus, we'll list other breastfeeding items that may also be FSA/HSA eligible. Let's get started!
By using some of the links in this post, I may earn a small commission. Rest assured, I only recommend products that I personally use and love. Plus, I love sharing these codes to get my followers some extra savings. Feel free to use my discount code for even more savings – it's my little way of spreading the love! 💕 
Are Breast Pump Bags FSA/HSA Eligible?
Yes! All Mimi and Pal breast pump bags and accessories are FSA/HSA eligible! Our bags are specifically designed to carry your breast pump and accessories. Breast pump bags are considered medically necessary especially for moms heading back to work or travel.
However, eligibility may vary depending on your FSA/HSA plan and your doctor's recommendation. To find out if your breast pump bag qualifies, follow these steps:
- Check your FSA/HSA plan: Review your plan's documentation or contact your FSA/HSA provider to see if breast pump bags are eligible for reimbursement.
- Consult your healthcare provider: Talk to your healthcare provider or lactation consultant. If they determine that a breast pump bag is medically necessary for your breastfeeding journey, they can provide a prescription or letter of medical necessity.
- Save your receipts: Keep all receipts and documentation related to your breastfeeding related purchases for potential reimbursement.
Using Your FSA/HSA Card Directly for Purchases:
If your breast pump bag is eligible for FSA/HSA coverage, you can use your FSA/HSA card directly for payment as long as the merchant accepts it.
Here's how:
- Shop at a qualified retailer: Ensure that you purchase your breast pump bag from a qualified retailer that accepts FSA/HSA cards.
- Use your FSA/HSA card: When making your purchase, simply use your FSA/HSA card as you would a regular debit or credit card.
- Keep records: Always keep your purchase receipt and any related documentation. Your FSA/HSA provider may request proof of the purchase.
Reimbursement Process:
Some websites may not accept FSA/HSA cards directly but still allow for reimbursement after purchase.
Here's what you can do:
- Pay with a regular payment method: Use your personal debit/credit card and purchase from a FSA/HSA eligible retailer.
- Request an itemized receipt: Reach out to the business and request an itemized receipt for the purchase. Make sure the receipt states that the items are FSA/HSA eligible.
- Request reimbursement: Log in to your FSA/HSA provider's online portal and initiate a reimbursement claim. This is where you can provide your itemized receipt and proof of purchase.
- Wait for approval: Your FSA/HSA provider will review your claim and approve it if the expenses meet their eligibility criteria.
Other FSA/HSA Eligible Breastfeeding Items:
Besides breast pump bags, you may be able to use your FSA/HSA funds for these breastfeeding-related items:
Pumping and Nursing Bras:
The bras by Davin and Adley are my favorite pumping bra and nursing bras! They are so cute and comfortable that you can wear it all day long, and it's even comfortable enough to wear to bed. They come in a wide variety of sizes!
USE CODE: MIMIANDPAL10 FOR 10% OFF YOUR PURCHASE!
Milk Chillers:
When you're out and about, having a breastmilk cooler that suits your needs is essential! While there are many good ones on the market, here are just a few of my favorites.
THE CERES CHILL:
The Ceres Chill is, hands down, one of the best chillers on the market! It can hold up to 27 oz of breastmilk at a safe temperature for 20 hours. Its innovation allows for various uses and hacks throughout your journey. It's versatile and can be repurposed for many other things after your breastfeeding days are over. In my opinion, it's worth the price. Comes in 11 colors.
USE CODE: MIMIANDPAL FOR 10% OFF YOUR PURCHASE!
1. Breastmilk Chiller - Ceres Chill
MILAS KEEPER:
The Milas Keeper is the cutest breastmilk cooler on the market! I love everything that they make. So chic and aesthetically pleasing. This milk cooler will hold one 5 ounce bottle or fits 12 oz milk in 2 bags x 6 oz. Perfect for quick errands or pumping while you are on the go! The Milas keeper comes in 4 colors.
1. Pink Breastmilk Chiller - Milas Keeper in Pink
THE RADLEY COOLER:
This is a standard cooler for your breastmilk, but no one would ever know it's a breastmilk cooler. It's ideal for moms who have to return to work and store their milk in a public fridge or repurpose it for snacks later on. It's available in three colors and is currently on sale!
USE CODE: MIMIANDPAL10 FOR 10% OFF YOUR PURCHASE!
1. Vegan Leather Cooler - The Radley Breastmilk Cooler
THE REN MILK CLUTCH:
The milk clutch is perfect for running quick errands when you don't want to carry a big cooler with you. It's sleek, compact, and will fit perfectly inside a tote or take up less space in a diaper bag. The Ren Milk Clutch comes in 6 colors and is only $20!
USE CODE: MIMIANDPAL10 FOR 10% OFF YOUR PURCHASE!
1. Insulated pouch - The Ren Milk Clutch
Milk Tray:
These milk trays are the best for helping mamas with milk storage when they want to save just a few ounces in half-ounce portions. It makes it easier to store and defrost milk when you only need a few more ounces. You can also freeze baby food when your baby is ready for solids! Here are my two favorite trays:
USE CODE: MIMIANDPAL FOR 10% OFF YOUR PURCHASE!
MILKSTACHE FREEZING SYSTEM:
1. Milk Tray - Ceres Chill Milkstache Freezing Tray
Portable Breast Pump
Another item is a portable breast pump! It grants her the freedom to go hands-free and accomplish tasks efficiently. Below, you'll find my top two favorite portable breast pumps:
BABY BUDDHA BREAST PUMP:
This is my favorite portable pump. It's compact yet powerful, and it efficiently empties me in half the time compared to my other pumps. I also appreciate the quality of the flanges and cups they provide.
USE CODE: MIMIANDPAL10 FOR 10% OFF YOUR PURCHASE!
1. Breast Pump - Baby Buddha Breast Pump
2. Collection Cups - Baby Buddha Collection Cups
PUMPABLES GENIE ADVANCED:
This is my second favorite pump! In terms of suction, it operates smoothly and effectively empties your breasts. The battery is reliable, and it's a conveniently sized pump. Overall this is an amazing pump.
USE CODE: MIMIANDPAL FOR 10% OFF YOUR PURCHASE!
1. Breast pump - Pumpables Genie Advanced
Don't miss out on the opportunity to make your breastfeeding journey more affordable by using your FSA/HSA funds for eligible expenses. Always check with your FSA/HSA provider, consult your healthcare provider, and keep all itemized receipts to ensure a smooth reimbursement process.
Happy breastfeeding, and remember to explore our breast pump bags and accessories that are FSA/HSA eligible to make your life as a new mom even more convenient!
Don't forget to follow us on instagram @mimiandpal for more pumping tips and product demos!
